In many parts of the country, June and July are the prime months for thunderstorms – and since heavy downpours often lead to rapidly rising  water levels in rivers and streams, the stormy months of summer are also prime time for flash floods.

A few flash-flood facts from the U.S. Geological Survey:

• Most flood-related deaths are caused by flash floods.
• Urban areas are vulnerable to flash flooding due to the amount of surface area covered by parking lots, rooftops and other impermeable surfaces.
• Canyons and narrow river valleys with steep banks are also high-risk areas, acting like funnels to concentrate the volume and velocity of water.
• Private homeowners’ insurance policies typically don’t cover floodwater damage.

Whether you’re drafting a flood insurance clause for a real estate contract or a complaint, FormFinder on Westlaw has dozens of documents to help you find the right language to use.

With FormFinder’s recent improvements, pinpointing the perfect document is easier than ever. And you can use the new content from Miller’s Standard Insurance Policies Annotated to support your litigation strategy by quickly finding insurance precedent for policies where flood coverage has been litigated. Miller’s provides easy access to standard property and casualty insurance policies, with convenient links to editorial annotations for all U.S. caselaw interpreting policy language of interest to you. (You can learn more about Miller’s content on the West website.)

More FormFinder info: You can read more, view a demo, and buy it online.

Try it yourself: To see forms for today’s topic, try these template paths:

• Topic = Real Estate
  Search Terms = flood /s insurance “National Flood Insurance”
• Topic = All Topics Included | Filter = Litigation Forms
  Search Terms = flood /s insurance
• Topic = Insurance Policies
  Search Terms = flood